In Nepal 2.9 million are living below the poverty line, roughly NOK 17,- daily. Involuntary loss of jobs is not only increased possibility of losing its home and reduced nutrition. It also increases the health risk, which again increases the probability of death.

Unemployment is a considerable challenge for Nepal. Each day 1,600 Nepalese citizens, especially young people and men are heading toward the Gulf countries and Malaysia for work. It is estimated that more than 3.5 million people are labor emigrants. Each day in average two migrant workers lose their life, mainly due lack of proper working conditions.

Several of those who have worked abroad wish to move home and reunite with their families again. A dream is to start their own business based on the new knowledge and skills they have gained. The traditional bank institutions are for many entrepreneurs a hinder and limit the possibility of growth, as they hesitate to take the risk giving out the loan. We believe that the key to success is to closely follow up the loan taker through consulting and mentorship.